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Family Paycheck Budget Spreadsheet
A paycheck budget spreadsheet for families: enter your pay and pay frequency once, log every expense, and see budgeted against actual by category, month by month, with your savings goals alongside. It opens in Microsoft Excel and in Google Sheets, has no macros and nothing to install, and is yours to reuse as often as you like.
What it does
- Setup: primary and secondary pay per paycheck, side income and pay frequency (weekly, biweekly and more) turn into paychecks per month and total monthly income
- Budget categories you set by year, from housing and groceries to debt payments and savings
- Transactions: up to 530 entries with date, description, category, amount, payment method and notes
- Dashboard with an Annual or Monthly view: income, total spent, remaining, savings rate and average daily spend, plus budgeted, actual, variance and percent used by category
- Monthly Budget: budgeted and actual spending for every category, January to December
- Savings Goals: target, saved so far, remaining, percent complete and months to goal at your monthly contribution
- Opens in Excel and in Google Sheets
$3.99one-time, no subscription
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Instant digital download · one-time purchase · no subscription

See it in action
What buyers say
- ★★★★★
The Paycheck Budget Tracker has been a tremendous asset for me. It’s finally given me an easy and tangible way to keep track of my monthly spending and stay on top of my finances. I highly recommend it to anyone looking to make sure their money is being spent wisely.
Read this listing's reviews on Etsy
What it looks like


Works in
- Microsoft Excel 2021 or Microsoft 365
- Google Sheets
- No macros, no add-ins, no subscription
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